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Embedding Access to Finance into Sanitation Programmes: a Step-by-Step Approach

rapport Sep 2014 ; 29 pages
Aut. Goufrane Mansour & Sophie Trémolet
Ed. SHARE - London Trémolet Consulting - London WaterAid - London
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Microfinance is increasingly considered as a key element in a public strategy to increase access to sanitation services. But how to embed microfinance into sanitation programmes? Global experience shows that there is no "one-size-fits-all" approach. This report, initially commissioned by WaterAid East Africa, proposes a step-by-step approach which NGOs or other public actors could take in order to identify what role(s) they can play in increasing access to finance for sanitation. The step-by-step approach involves an analysis of the sanitation microfinance market: is there a demand for such financial services? Who are the main providers of microfinance services? Is there experience with sanitation microfinance in the country? What activities are needed to get financial institutions involved in sanitation? What are the potential roles of public actors for developing the sanitation microfinance market? The report takes examples from the East Africa region, including Ethiopia, Tanzania, Rwanda, and Uganda.
1 Introduction . 6
1.1 Report objectives . 6
1.2 Background: the East Africa Regional workshop on sanitation microfinance . 6
1.3 Definitions . 7
1.4 Report structure . 7
2 Why should access to finance be included into sanitation programmes? . 8
2.1 Supporting households 8
2.2 Supporting small-scale service providers (SSSPs) . 9
2.3 Strengthening the sanitation supply and demand chain 10
2.4 Despite substantial needs, sanitation microfinance experiences remain limited 11
3 How can access to finance for sanitation be facilitated? 13
3.1 Step 1: Understanding the demand for finance 13
3.2 Step 2: Understanding supply: the local microfinance sector 14
3.3 Step 3: Potential needs for public funding: where are the market failures? 18
3.4 Step 4: Identifying potential activities to support sanitation microfinance . 19
4 Supporting the development of WaterAid programmes 26
4.1 What potential role(s) for WaterAid? . 26
4.2 At which level could WaterAid carry out such roles? 26
4.3 Developing a SanFin strategy in partnerships 27
4.4 Identifying the most appropriate level of engagement . 27

Mots clefs:

accès à l'assainissement (DT) (OP) , finance (DT) (OP)

Pays concernés:

Ethiopie (DT) (OP) , Ouganda (DT) (OP) , Rwanda (DT) (OP) , Tanzanie (DT) (OP)


SHARE - Sanitation and Hygiene Applied Research for Equity - London - Royaume Uni

Trémolet Consulting - London - Royaume Uni

WaterAid - London - Royaume Uni

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